Not really competitors
Trading 212 is a broker. You open an account, deposit money, place orders, hold positions. The job is execution.
Evibe is a portfolio tracker. You don't open an account with us in a financial sense; you point us at the positions you already hold across one or many brokers, and we report on them. The job is oversight.
This is the cleanest "use both" comparison in the lineup, because the two products do entirely separate things.
What Trading 212 does that we don't
- Place trades. Buy, sell, stop, limit, recurring deposits — all the order types a retail broker provides.
- Custody the assets. Your shares live in your Trading 212 account; we hold no securities.
- Fractional shares at the brokerage level.
- ISA, GIA, CFD accounts (depending on jurisdiction).
If you need a broker — and most active investors do, somewhere — we are not it.
What Evibe does that Trading 212 doesn't try to
- Track positions across multiple brokers in one view. Trading 212 only shows you what's at Trading 212.
- Cover 17 asset classes — real estate, art, vehicles, startups, private loans. A broker only tracks what's tradable.
- Real-time portfolio analytics at the depth a long-term investor needs: dividend tracking in three states, yield-on-cost, payout/coverage ratios, growth streaks, multi-currency historical FX on cost basis, screeners over 60+ fundamentals.
- macOS Bars, Apple Watch complications, widgets — surfaces where the markets meet you, instead of being a destination you open.
The natural setup
For a European or UK retail investor:
- Trade at Trading 212 (commission-free, accessible, decent UI).
- Track in Evibe — Trading 212 positions plus whatever else lives at another broker, plus the apartment, plus the BTC, plus everything else.
Trading 212's own app is a fine view of Trading 212. Evibe is a view of your portfolio. The vocabulary differs for a reason.
Quick sanity check
Could you use Trading 212 only? Yes, if your entire portfolio is at Trading 212 and you don't own anything outside the brokerage. As soon as the picture exceeds that, you need a tracker. We are that tracker, and we don't try to be your broker.