Delta is crypto-first, by birth
Delta launched as a crypto portfolio tracker in 2017 — clean UI, exchange integrations, broad coin coverage. When eToro acquired it in 2019, the road forward was clear: add stocks, broaden the audience, become a general portfolio tracker.
Today, Delta does both. Crypto remains the strong leg. Stocks were added later, and the lineage shows.
What Delta does well
- Crypto exchange auto-sync. Read-only API connections to major exchanges that keep your spot holdings updated continuously without manual entry. This is the feature most users came for, and it works.
- Coin coverage. Long tail of altcoins, DEX pairs, NFT holdings (with caveats). The breadth you'd expect from a crypto-native team.
- Clean mobile UI. A pleasant app to open. The basics are well-done.
Where Delta thins out
- Stocks are solid but not deep. You get quotes, watchlists, allocation and risk analytics, earnings and dividend calendars. The deeper machinery — dividend tracking in three states (executed, declared, estimated), screeners over fundamentals, multi-currency cost basis, benchmark comparisons — is either absent or limited.
- No native Mac app. Delta has a cross-platform desktop app (Electron) and a web app, but they're read-only — you can't even link accounts there — and there's no true Apple-native Mac experience, no menu-bar quote bars.
- No hard assets. Real estate, private holdings, vehicles, art — none of it is modeled.
- Multi-currency is approximate. Historical FX on cost basis is not a feature; today's rate is applied retroactively, which is convenient and inaccurate.
Where Evibe is opposite
Evibe started from the other side. Stocks, ETFs, dividends, the long-horizon machinery for the patient investor — that was the founding feature set. Crypto, real estate, hard assets came as additions to a stocks-first foundation, with the same data quality bar applied to all of them.
The result: Evibe handles crypto seriously (live prices, multi-currency, in-context allocation), and Coinbase plus US brokerages now sync automatically via Plaid. We don't chase a read-only API for every exchange — by deliberate choice. If auto-updating a Binance balance is your single most important feature, that's Delta's niche; on everything else a serious investor tracks, Evibe goes deeper.
Picking between them
- Mostly crypto, with a few stocks on the side, mobile-only? Delta is a fine fit.
- Mostly stocks/ETFs/dividends, with crypto as one slice of the picture, and you want a real Mac app? Evibe is a fine fit.
- A genuine mix of crypto, equities, real estate, and other holdings? Evibe is the only one of the two that handles the full picture.
Delta fits if your world is almost entirely crypto. The moment it's more than that — deep stocks, dividends, a native Mac app, real assets — Evibe is the one built for the whole picture.