Where the work lives
Tiller's pitch is elegant: keep using the spreadsheet you already trust, and let them push fresh financial data into it every night. Bank transactions, investment balances, categorization templates — all flowing into Google Sheets or Excel, refreshed automatically.
If you're a spreadsheet native, that has real appeal — the model, the formulas, the pivot tables are yours to build. But Tiller is only the data pipe; you're still the one who has to design, wire and maintain the dashboard. Evibe is the finished dashboard, built and maintained for you.
Evibe is the opposite philosophy: a finished, opinionated app. The data model is ours. The dashboard is ours. You don't wire it up; you open it and it works.
When Tiller wins
- You already live in spreadsheets and like it that way.
- Your primary need is personal finance (budgeting, tracking spending, categorizing transactions) more than investment performance.
- You want full bank and spending aggregation across accounts — Tiller has it. Evibe imports holdings via Plaid (read-only) but isn't a budgeting or cash aggregator.
- You value owning the underlying data more than having a polished interface.
When Evibe wins
- You want investment tracking as the primary job, not as one tab in a spreadsheet.
- You want real-time prices, not a daily refresh.
- You want 17 asset classes — equities, ETFs, crypto, options, real estate, art, vehicles, startups — modeled correctly without you needing to design the schema.
- You live on Apple devices and want widgets, macOS Bars, Apple Watch complications.
- You don't enjoy maintaining spreadsheets that someone else wrote.
The honest summary
Tiller and Evibe address different problems. Tiller is personal finance automation — make the spreadsheet you already have stay fresh. Evibe is portfolio and net-worth tracking — give you a finished view across every asset class without you having to build it.
A perfectly reasonable setup is to use both: Tiller for the cash-flow side (income, expenses, budget), Evibe for the investment side (holdings, performance, dividends, hard assets). They don't overlap in any meaningful way.