Terms of Service

These Terms form a binding agreement between you ("you") and Wonderlink SL ("we", "us"), the operator of Evibe.

The Evibe app is licensed to you on the terms of the Apple Standard EULA, supplemented by these Terms. In case of conflict, the stricter provision prevails.

Evibe is a portfolio and net-worth tracking application for iOS, iPadOS, macOS, Apple Watch and the web. It is informational only. Evibe is not a broker-dealer, an investment adviser, or a regulated financial institution. Nothing in the app or on this website is investment advice, a recommendation, an offer, or a solicitation to buy or sell any security or asset.

Market data shown in the app may be delayed, incomplete, or inaccurate. You are responsible for verifying any data before acting on it.

Some features use AI to read statements or analyse portfolios. AI output can be wrong or incomplete: check it before relying on it.

You sign in with an email address or with an Apple, Google or GitHub account (the options vary by platform). You are responsible for keeping access to your account secure and for all activity under it.

Evibe is free to use: the Free plan is available without payment and without time limit. Evibe Premium is an auto-renewable subscription (monthly or annual) that unlocks the advanced features. Every new account receives 7 days of Premium at no charge and without a payment method; when they end, the account returns to the Free plan unless you subscribe — nothing is deleted, but content above the Free limits stays locked until you do. Subscriptions are purchased and managed either through your Apple Account and the App Store, where Apple is the seller and its terms govern billing and refunds, or in the web app, where Wonderlink SL is the seller and payments are processed by Stripe.

Subscriptions auto-renew unless you cancel at least 24 hours before the end of the current period. Subscriptions bought in the apps are managed and cancelled from your Apple Account settings; subscriptions bought on the web are managed from the Account page of the web app.

Right of withdrawal (web purchases). If you are a consumer in the European Union or the United Kingdom and subscribe in the web app, you can withdraw from the subscription within 14 days of the purchase, without giving any reason, by writing to contact@evibe.com. We refund you within 14 days, using the payment method you used. If, when subscribing, you expressly asked for Premium to start during the withdrawal period, we may deduct an amount in proportion to the days already used. If you live elsewhere, any right of withdrawal that your local law gives you also applies. For purchases in the apps, Apple’s terms and refund process apply.

You agree not to: (a) reverse-engineer or attempt to derive the source code of the app, except where applicable law expressly permits it; (b) use the app to violate any law or third-party right; (c) interfere with the integrity or security of the service; (d) resell or redistribute the app or its data feeds.

Be respectful. No harassment, threats, insults or hate against a person or a group. Criticise ideas and assets, not people.

No sexual, violent or hateful content: no sexual or pornographic content or nudity, no violent, gory or shocking content, and no hateful symbols — in posts, comments, bios or avatar photos.

Nothing illegal, and nothing that infringes someone else’s rights, such as copyright, trademarks or privacy.

No market manipulation or financial solicitation: no pump-and-dump, no coordinated calls to buy or sell, no promised returns, no claims of inside information, no recruiting for signal groups, paid groups, courses or newsletters, and no referral or affiliate links. If you have a financial interest in what you talk about beyond simply holding it — for example if you are paid to promote it — say so clearly in your post.

No spam and no gaming the community: no repetitive or off-topic content, no automated posting, no fake accounts, follows or reactions, no attempts to manipulate the ranking, and no made-up portfolios presented as real.

No impersonation of another person, a company, a financial institution or Evibe.

No personal data: don’t publish anyone’s personal information — yours included — such as names, addresses, phone numbers, email addresses or account numbers.

No links or contact details: no links, email addresses, phone numbers, IBANs or messaging-app handles, and no invitations to continue the conversation elsewhere. They are blocked automatically or held for review.

Blocked terms: some terms are not allowed in the community and are blocked automatically.

Everything shared in the community — posts, comments, portfolios, performance and rankings — is for information and education only. It reflects the opinions and results of its authors, not recommendations from Evibe, and it is not investment advice. Past performance does not predict future results.

Performance and rankings are computed by Evibe from the data each member records or syncs and from market data; they can be incomplete or wrong. The “Verified” badge only means that a portfolio is synced from a financial institution: it shows where the data comes from, not who the member is, nor their skill or intentions.

Evibe does not endorse any member, portfolio or content. Never make an investment decision based only on something you read in the community.

To show how the community works, Evibe created a number of example profiles and portfolios. They are labelled “Example” wherever they appear, do not belong to real people, are not a real track record, do not appear in the ranking and are not counted in member or follower numbers.

We moderate to apply these rules and the law. When you publish or edit something, an automatic filter checks it straight away; an automated classifier (an AI system) then reviews it, and reviews it again if it is reported. Avatar photos are reviewed the same way. These tools can hide content or hold it for review; a person reviews held content, reports and appeals, and regularly audits a sample of automated decisions. Suspending a profile is always a human decision.

Depending on how serious or repeated a breach is, we may: hide or remove content; restrict its visibility; withdraw a published portfolio from the community; reject an avatar; suspend your community profile, temporarily or permanently (you can then no longer publish, and your content is hidden); and, in serious cases, end your access to Evibe under “Termination”.

The owner of a published portfolio can hide comments posted on it, and any member can block another.

Whenever we take one of these measures against your content or profile, we send you a statement of reasons in the app: what was restricted, the rule or law concerned, whether automated means were used, and how to contest it. We may skip this only for deceptive, high-volume commercial content (spam), or where the law prevents us from telling you.

Anyone can tell us about content they believe is illegal or against these rules: signed-in users with the Report option on any post, comment, profile or published portfolio, in the apps and the web app; anyone, with or without an account, from the report link on public community pages; or by email to contact@evibe.com.

To help us act, say where the content is (a link or the pseudonym) and why you believe it is illegal or breaks the rules. For a report of illegal content sent by email, please also give your name and email address and confirm that you believe, in good faith, that your report is accurate and complete.

We handle reports diligently and objectively, and aim to review them within 24 hours. We let you know what we decided when we have a way to reach you, and we never reveal who reported to the person concerned, unless the law requires it. If someone repeatedly sends manifestly unfounded reports, or repeatedly publishes manifestly illegal content, we may suspend them after a warning.

If you disagree with a moderation decision about your content or profile, or with our decision on a report you made, you can contest it within six months — from the notice in the app, or by email to contact@evibe.com. A person reviews every appeal, and we reverse the decision if it was wrong.

You can also refer the dispute to an out-of-court dispute settlement body certified under Article 21 of the EU Digital Services Act, or go to court; you don’t have to use our appeal process first.

You keep the rights to what you publish, and you confirm that you are allowed to publish it. You grant Wonderlink SL a worldwide, non-exclusive, royalty-free licence to host, store, reproduce, adapt for display (for example, resize an avatar) and show your community content in Evibe — in the apps, the web app and the public community pages, including link previews — for as long as it remains on Evibe. The licence ends when the content is deleted, except for copies kept for a limited time in backups or that we must keep by law.

Evibe hosts community content but does not review everything before it is published, and is not responsible for what members publish, except as provided by law.

You can unpublish a portfolio or delete your community profile at any time without deleting your Evibe account. Deleting your profile deletes your posts, comments, reactions, follows and published portfolios; your pseudonym stays reserved for 90 days. We may change or close the community at any time; your Evibe account and private data are not affected.

The Evibe app, brand, logo and content are owned by Wonderlink SL or its licensors and are protected by copyright and trademark law. Market data is owned by the respective providers.

The service is provided "as is" and "as available", without warranties of any kind, express or implied, to the maximum extent permitted by law. We do not warrant that the app will be uninterrupted, error-free, or that prices and metrics will be accurate.

To the maximum extent permitted by applicable law, Wonderlink SL shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits, revenue, data or investment opportunity, arising out of or in connection with the use of Evibe. Our total aggregate liability shall not exceed the amount you paid us in the twelve months preceding the claim.

You may stop using Evibe and delete your account at any time. We may suspend or terminate access if you breach these Terms or use the service in a way that creates risk for us, you, or other users.

These Terms are governed by the laws of Spain, without regard to its conflict-of-law principles. The courts of Madrid have exclusive jurisdiction, except where mandatory consumer-protection rules grant you the right to file a claim in your country of residence.

We may update these Terms from time to time. Material changes will be announced in-app. Continued use of the app after the new Terms take effect constitutes acceptance.